Money & Tech
Why credit unions can beat banks on loans, and when they don't
Member ownership can mean lower rates and fewer fees, but there are trade-offs. Here's how credit unions work, how to join one online, and how to compare offers.
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Money & Tech
Money & Tech
What lenders check before approving a loan, and how to get ready
The review goes well beyond a credit score. Here's what lenders look at, how debt-to-income works, and how to get your paperwork ready from your phone.